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As a result of the consequences of the spread of the coronavirus (COVID-19) many businesses will suffer revenue losses due to lack of customers or due to governmental orders to shut down. Many business owners may look to their commercial insurance policies business interruption coverage. If you have not reviewed your policy you should check [..] The post Lost Profits Insurance Claims as a Result of Coronavirus Under Business Interruption Coverage appeared first on Gump & Faiella, LLC | Missouri.

When you purchase an insurance policy, it’s with the expectation that should a covered event occur, the provider will reimburse you for the resulting losses. Likewise, when you file a third-party claim against someone else’s insurance company, it’s reasonable to expect the insurer to treat you with honesty and integrity. Unfortunately, many accident victims learn [..] The post Types of Recoverable Damages in Insurance Bad Faith Claims appeared first on Gump & Faiella, LLC | Missouri.

If you received substandard care from a physician, pharmacist, nurse, or another medical professional, you may have the right to hold the provider or facility financially accountable for your damages. Here are 4 steps to take if you were a victim of medical malpractice. It is important to remember that time is of the essence [..] The post 4 Steps to Take If You Were a Victim of Medical Malpractice appeared first on Gump & Faiella, LLC | Missouri.

If you file an insurance claim, receiving an outright denial might seem like the worst possible outcome.  However, you would at least have the opportunity to appeal the decision. If, on the other hand, negotiations commence and the insurance adjuster offers an unfair settlement, you might be tempted to accept the offer rather than pay [..] The post 3 Steps to Take If the Insurer Won’t Offer a Fair Settlement appeared first on Gump & Faiella, LLC | Missouri.

Recovery from brain injury is different for each person. Each case just like each person will have its own unique value depending on your loss. There are dozens of factors that could influence a personal injury settlement or verdict. The severity of your injuries, the types of injuries you sustained, their cause, and the duration [..] The post Recovery from a Brain Injury How Long Does It Take? appeared first on Gump & Faiella, LLC | Missouri.

There are dozens of factors that could affect the outcome of a medical malpractice claim. The specific cause of your injuries, the types of injuries you suffered, and the amount of time you were sidelined from work could all influence the settlement calculations. Ultimately, though, the success of your case will hinge on the strength [..] The post What Qualities Should I Look for in a Medical Malpractice Lawyer? appeared first on Gump & Faiella, LLC | Missouri.

A traumatic brain injury lawyer helps people who have suffered a brain injury from accidental trauma.  When a person breaks a bone or tears a muscle, the recovery process is relatively predictable. Although some people heal faster or slower than others, doctors can usually provide patients with a fairly accurate recovery timeline. When it comes [..] The post 3 Factors That Influence the Lifetime Cost of Living with a Brain Injury appeared first on Gump & Faiella, LLC | Missouri.

Insurance companies have certain duties or responsibilities to their policyholders. When you purchase an insurance policy, you are entering into an agreement with the insurance company. In exchange for paying the premium on time every month, quarter, or year, the insurance company will cover qualifying claims. Although this arrangement might seem perfectly fair, many people [..] The post What Duties Does an Insurance Company Owe to Policyholders? appeared first on Gump & Faiella, LLC | Missouri.

Bad faith is when an insurer treats you unfairly in handling an insurance claim.  If you purchased an insurance policy and have paid premiums on time, it’s reasonable to expect the insurer to act fairly. After all, that’s why you obtained coverage in the first place. But what if you have a perfectly valid claim [..] The post 3 Benefits of Hiring an Insurance Bad Faith Attorney appeared first on Gump & Faiella, LLC | Missouri.